Loan Applications
No matter what type of loan you're after, we will ask you, as part of our responsibility towards you, to open an Accumulator Account. We encourage you to - 'Save while you Borrow'.
An Accumulator Account is a special savings account into which members save when they have a loan, or when they are building a higher level of collateral for future borrowing needs.
Savings in this account not only attract better interest, but they help ensure that a more permanent pool of loan funds is always available ready for you.
Savings in this account are always included as security for your loan.
To help you resist temptation (important we have been told), withdrawals may only be made at 14 days notice providing the savings are not being used as security.
Our aim is to have you in better financial shape after you borrow from us - not poorer.
Apply for your Loan Today!
To apply for a loan, ring either our Hastings Branch, (06) 873 1141 or Napier Branch (06) 835 7448 to make an appointment, or
you can download the loan application form by clicking on this link Loan Application Form. When completed, send your application to us by either:
Fax: (06) 873 1142
Mail: P.O.Box 525, Hastings
Email: info@wccu.org.nz
and we will contact you to discuss your application. Remember, all loans must be secured.
