Current Interest Rates
Lending Interest Rates
Mortgages |
|
First Mortgage - floating rate |
10.98% |
|
Second Mortgage |
Rate by negotiation |
|
|
Personal Loans |
Rates for personal loans by negotiation depending on security and personal circumstances |
|
|
Line of Credit |
Rate by negotiation |
|
| |
|
Investment Interest Rates
(effective 17 December 2008) |
Term Investments
(min deposit $500) |
|
60 days |
6.25% pa |
|
90 days |
6.00% pa |
|
6 months |
5.50% pa |
|
9 months |
5.25% pa |
|
12 months |
5.25% pa |
|
24 months |
5.50% pa |
|
|
|
On Call: |
|
|
$2,000 - $4,999 |
2.50% pa |
| $5,000 - $20,000 |
5.00% pa |
|
$20,001 - $250,000 |
6.00% pa | |
|
Wine Country Credit Union operates under a Trust Deed with Perpetual Trust Ltd.
A copy of our current Investment Statement and our Prospectus is available from either of our Credit Union Branches.